How To Qualify For A Loan:

Credit - Understand your credit & get on a plan for approval. Free evaluation.

Income - Most lenders need 2 years employment history in the same line of work. The way you are compensated can also effect your loan.

Assets - Down payment, demonstration of the ability to save, retirement, and reserves will all be evaluated.



Should I Use A Realtor?

As a first time homebuyer, Realtors are an important key to protecting your position in your home purchase. A Realtor is held to a higher standard when it comes to customer service, disclosures, and conduct throughout your transaction. As a buyer, you may not be required to pay the Realtor out of your funds, they are most often compensated by the Seller. Their job is to help you negotiate your contract and follow-up through the execution of the contract. I would be happy to recommend a couple of Realtors for you to interview.


For MORE INFO about 1st Time Home Buying, Click the link above *CAN I OWN*

What Options Do You Qualify For?

Get It In Writing...Call us today to schedule your Free Mortgage Analysis. Every loan is tailored just for you. As your portfolio changes, your loan options change. Factors on the secondary market can introduce new programs and eliminate familiar ones. Have your goals changed? Experience a true Mortgage Analysis in person or over the phone. Contact Us to set aside a time for my individual attention to discuss your needs, questions, and concerns. We'll come up with a game plan that best meets your goals.
It is always a good idea to consult with your tax advisor, financial advisor and estate attorney to make sure we are all on the same page.

Continuing education, networking with qualified professionals, and an excellent list of resources, allow me to raise the bar in these areas.

A full analysis is necessary to explore any of these options. Each scenario is different and that is what makes the "out of the box" lending so exciting! Contact us to set aside a time for our individual attention to discuss your needs, questions, and concerns. We'll come up with a game plan that best meets your goals.